Terms of Service — AdvisorAxis

These Terms govern your use of the AdvisorAxis private-beta platform operated by AdvisorAxis Inc. ("AdvisorAxis," "we," "us"). By accessing or using the platform, you agree to be bound by these Terms. If you do not agree, do not use the platform.

1. Private beta

AdvisorAxis is currently in private beta. Access is by invitation only. Features are actively under development and may change, regress, or be removed without notice. Do not rely on the platform as the sole source of truth for any client record or calculation until AdvisorAxis reaches general availability.

Beta participants agree to provide feedback in good faith and to report bugs or issues they discover. In return, beta participants receive free access during the beta period and may qualify for the compensation described on the AdvisorAxis website (multi-year free subscriptions for selected testers).

2. Who can use AdvisorAxis

AdvisorAxis is intended for use by licensed Canadian financial advisors and the staff supporting them. You represent that:

You hold an active licence appropriate to the advice you provide
You are in good standing with your MGA, dealer, or regulatory body
You will comply with all applicable Canadian laws and regulations, including KYC, suitability, and record-keeping rules
You will only enter client information that you are authorised to process

3. Your account

You are responsible for keeping your credentials confidential. You may not share your account with another person. You must notify us immediately at security@advisoraxis.ca if you suspect unauthorised access. We may suspend accounts engaged in activity that threatens the security or integrity of the platform.

4. Your data — ownership and licence

You retain ownership of everything you enter into AdvisorAxis, including your client records, plans, reports, notes, and uploaded documents ("Your Data"). You grant AdvisorAxis a limited licence to store, process, and display Your Data only as needed to provide the platform to you. We do not claim ownership of Your Data and we do not use it to train machine-learning models.

You are responsible for ensuring you have the authority and consent to enter Your Data into AdvisorAxis, including any consents required from your clients.

5. Acceptable use

You agree not to:

Use AdvisorAxis for any unlawful purpose or in violation of applicable regulations
Attempt to reverse engineer, probe for security vulnerabilities (outside a formal disclosure programme), or circumvent access controls
Upload malicious code, spam, or content infringing third-party rights
Impersonate another advisor or misrepresent your licensing status
Resell or sublicense access to AdvisorAxis without our written permission

6. Professional responsibility

AdvisorAxis is a practice-management and planning platform. It provides calculations, organisational tools, and document templates. It is not financial, legal, tax, or insurance advice. You, the licensed advisor, remain solely responsible for the advice you deliver to your clients. You are responsible for verifying the accuracy of any calculation, recommendation, or document the platform generates before acting on it or delivering it to a client.

AdvisorAxis is not a dealer, mutual fund dealer, exempt market dealer, portfolio manager, or insurance carrier. We do not execute trades, hold client funds, or issue insurance policies.

7. Beta-specific disclaimers

During the private beta, the platform is provided "as is" and "as available" without warranties of any kind, express or implied, including fitness for a particular purpose and non-infringement. Advisor accounts, data, and features may be migrated, reset, or removed as the product evolves. We will communicate significant changes in advance when practical.

8. Confidentiality & NDA

As a beta participant you will be exposed to non-public information about AdvisorAxis features, roadmap, pricing, and performance. You agree to keep that information confidential until publicly released. A separate NDA may accompany your beta invitation; if so, it governs in case of conflict with these Terms.

9. Limitation of liability

To the maximum extent permitted by law, AdvisorAxis's aggregate liability to you arising from or relating to the beta platform will not exceed CA$100 or the amount you have paid us in the preceding 12 months, whichever is greater. We are not liable for indirect, incidental, consequential, or punitive damages, including lost profits, lost business, or lost data, even if we have been advised of the possibility.

10. Termination

Either party may terminate beta access at any time. On termination, you can export Your Data using the export tools in the platform; after a reasonable grace period we may delete Your Data from our systems. Clauses that by their nature should survive termination (including sections 4, 6, 8, 9, and 11) survive.

11. Governing law

These Terms are governed by the laws of Manitoba, Canada, and the federal laws of Canada applicable in that province. Disputes will be resolved exclusively by the courts of Manitoba.

12. Changes to these Terms

We may update these Terms as the platform evolves. Material changes will be announced by email to every active beta participant at least 30 days before taking effect.

13. Contact

Questions about these Terms: legal@advisoraxis.ca
General inquiries: hello@advisoraxis.ca